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Review the service area, covered services, costs, provider networks, and enrollment rules in current official plan documents. Details depend on the specific plan.

Yes. Availability and plan details can differ by plan, location, and year. Check Medicare.gov and current plan materials for the area and year that apply to you.

No. This site does not determine eligibility or confirm whether a specific plan is available to you. Check Medicare.gov and current plan documents for details that apply to your situation.

Use Medicare.gov to search current plan options for your area and learn what an Evidence of Coverage document includes. For exact benefits, costs, and rules, review the current documents issued by the plan. This site provides general education and does not confirm that a particular plan is available or right for you.

• Search current plan options on Medicare.gov (opens in a new tab)
• Learn about the Evidence of Coverage document (opens in a new tab)

No. Some Medicare Advantage plans include prescription drug coverage and some do not. Review the plan’s current drug list, pharmacy information, and coverage rules before enrolling.

HMO and PPO plans can differ in provider networks, referrals, and out-of-network costs. Exact rules vary by plan, so check the current plan documents and provider directory.

• Compare Medicare Advantage plan types on Medicare.gov (opens in a new tab)

Plan changes are available during certain enrollment periods or when a qualifying circumstance gives you another enrollment opportunity. Check Medicare.gov for rules that apply to your situation and the current year.